Finance Confidential
Slash Your Inheritance Tax Bill To Zero With Our Exclusive F-Plan System
Not acting on this now could cost your loved ones hundreds of thousands of pounds
Dear friend,
How fair is it that the Government is able to justify taxing you twice? Do you have a nice home? Savings? Maybe some land? You’ve already paid tax on them once, yet the Government seems to think it’s entitled to a second serving.
But fear not — inheritance tax is not something you have to roll over and take. If you do exactly what we tell you — right now — we can show you how to get round the most unfair method of tax there is and reduce your total inheritance tax bill to zero. We can do this by sending you our exclusive F-Plan System, which we have written in response to the Chancellor’s pre-budget address. It will show you how to use the loopholes they haven’t noticed, and help you take advantage of the ones they’re about to close — before it’s too late.
The things we are going to show you are not expensive to implement. You don’t need an army of lawyers or a multitude of tax advisors. All you need is the gumption to act on what we want to show you right now.
You may be asking yourself:
"Didn’t the Chancellor just announce plans to shake-up inheritance tax?"
He Did — But He’s Hardly Doing Anything.
DO NOT BELIEVE THIS MAN’S LIES.
All this "tax reformer" has done is to make a couple of well-known tax loopholes public. We’ve been telling people about these — most basic — methods for years.
The Government is still expecting exactly the same amount of money from you. Do not be fooled into thinking this will actually benefit you in any way.
Our flip-flopping Chancellor has simply put on a smoke and mirror show — designed to make you think that this tax is in some way fair.
IT ISN’T AND YOU ARE NO BETTER OFF
So now you may be thinking: "Inheritance tax won’t even affect me!"
And you’d be right. It won’t affect you
IT WILL AFFECT YOUR CHILDREN AND YOUR GRANDCHILDREN
The Government want you to believe that this is a fair tax that benefits everyone and harms no-one.
This could not be further from the truth
The nature of inheritance tax is such that it needs to be PAID IN FULL before the estate is handed over to your children or heirs.
This means that in the middle of your family’s grief — the Inland Revenue will be at your front door demanding 40% of what you’ve left your loved ones. Which may be a problem if you’re family hasn’t got that sort of cash laying around.
To put this into perspective: imagine you leave an estate worth £725,000. The Government will steal £170,000 of this money before your estate is divided between your heirs.
This means that your children may have to take out a £170,000 loan in order to get their inheritance.
In a reasonable society you would expect to be able to manage your affairs as you see fit; and give what you want to who you want, when you want... BUT WE DON’T LIVE IN A REASONABLE SOCIETY.
We live in a society where you pay tax on everything — and then when you die you pay tax on monies and assets that you’ve already paid tax on.
Isn’t it madness that there are limits (shockingly low limits) on the amount of tax-free money you’re allowed to give away to your children, family and friends? It’s amazing to think that we’re part of a society in which the Government imposes conditions on your goodwill.
So if you help out a family member with their finances —
a couple of years later they are going to get hit with
a grossly unfair bill that they may have no way of paying
Which is the sort of thing most people have come to expect from the modern ‘caring’ Labour Party.
So committed are they to fleecing the grief stricken; that when they came to power in 1997, they declared a revised inheritance tax system which would bring in an extra £10 billion. A figure they’ve since surpassed by a long way.
Last year alone HM Revenue and Customs received over £3.5 billion in death duties — an incredible amount — which is due to rise by an inflation-busting 12.5% to almost £4 billion this year. Nor is this a one-off increase; their inheritance tax take is now 70% higher than it was in 2002.
They’ve recently tried to pull the wool over your eyes by raising the Nil Rate Band up to £300,000 and claiming that you’ll all be fine. (Part of their "It’s a tax for the rich — honest" campaign).
However thanks to the astronomical rise in the housing market — you’re liable to breach this threshold with ease. In fact if inheritance tax had increased in line with house prices — the Nil Rate Band would now stand at around £460,000.
So we think it’s only fair to show you how to save at
least this much in inheritance tax
You’ll be shown how to do this step by step with our free F-Plan System (to arrange to have this sent to you immediately just go to the back of this report).
Now though, allow me to introduce myself...
I’d like to help you put a stop to this
shameless overtaxing — right now
My name is Richard Teather, Editor of Finance Confidential. At the moment we are particularly concerned about the amount of inheritance tax that you may have to pay.
Recently the Government have been craftily closing loopholes, shifting goal posts and systematically eradicating the use of trusts and funds that enabled people to avoid this tax.
Which is pretty hypocritical when you consider the fact
that Gordon Brown and Alistair Darling are
both involved in tax avoidance.
The Labour Party avoided over £1.2 million of tax when it bought and sold its old headquarters (whilst voting a new law through Parliament to stop anyone else doing it!).
Darling has personally benefited from at least one inheritance tax scheme (even Tony Benn’s doing it!).
Gordon Brown had his leadership campaign funded tax-free by a supposedly charitable foundation that is being investigated by the Charity Commission.
What’s the betting that they have both made arrangements to reduce their inheritance tax bills to zero (or practically zero)? After all they’ve been smart enough to take almost £3 billion a year from the public in the form of this grossly unfair tax.
And they could always ask the Paymaster General (responsible for all the tax money they take off us) for a bit of advice; she’s Tessa Jowell, whose husband is wanted by the Italian police on tax fraud charges.
Luckily for you we’re pretty smart too
No matter how many trusts the Government block, or how many loopholes they close; we can ensure that your inheritance tax bill will be as low as the most powerful people in the country.
After all if they closed all the loopholes —
what would they use to reduce their tax bills?
Which brings me on to something very important:
There are things you need to be doing right
now to avoid paying this tax.
One of these things is something as simple as making sure your will is current and legal. Shockingly only 40% of people in this country have made a will — and half of those wills are either: invalid, out of date, or just no good.
If you’re one of those people who bought their will from a high street newsagent and had it notarised by your sister-in-law — your family is in trouble.
By following our F-Plan System, you will discover how to:
- Save hundreds of thousands of pounds of tax by making a few simple changes to your investment portfolio.
- Save £200,000 by using your family company to shelter a stock-market investment portfolio from tax.
- Instantly wipe £64,000 of your inheritance tax bill if your house has just a few acres of land with it.
- Employ our expert knowledge to utilise the few trusts still available for tax planning. Most advisers will tell you that you can only safely put £300,000 into a trust every seven years. With our advice you can double that.
With the F-Plan System we’ll also show you a whole range of other advice, with simple solutions that will instantly save you thousands of pounds. Even your daughter’s wedding becomes a tax planning opportunity.
But that’s just the beginning...
Inheritance tax isn’t the only thing that
Finance Confidential can help you with
Our goal is simple: To give you every means necessary to fight back and reclaim and retain the wealth that is rightfully yours.
We’re sick to death of tax-and-spend. We’re fed up with the Government continually appropriating and splurging more and more of our hard earned money. Public sector spending has gone beyond out of control and into the realms of absurdity.
We’re sick of the Government constantly trying to fool us into thinking that they can spend our money better than we can. We’re sick of the increasing amount of red tape — everywhere. We’re sick of their endless intrusions; and we’re sick of the gradual slide of a once strong, world-leading, trend setting UK plc, into a bloated socialist state.
We’re determined to make a difference.
In addition to sending you our F-Plan System — we will also send you our Revenue Busting Tax Report — which will show you many more ways of slashing your tax bill right now.
We are committed to making sure that you don’t have to pay one penny more in tax than you absolutely have to.
You may be thinking:
"Surely if I pay too much tax — the Government will
tell me about it — and then pay it back."
WRONG
In fact — The Inland Revenue has been stealing money that isn’t theirs for years — AND THEY FREELY ADMIT IT!
Last year the National Audit Office reported that the Revenue is taking £295 million too much from employees’ pay. With 30 million people on PAYE, the revenue routinely gets our tax codes wrong... and then asks for too much tax.
Reports of PAYE tax files routinely being deleted from the taxman’s computer system have added to serious concerns and may not help some question a refund entitlement.
And even more disturbing than that
It’s a fact that four out of five adults will pay too much tax this year. A staggering £7.6 billion (and this is a conservative estimate) will be illegally collected in tax by the Labour Government this year alone.
And who knows how many years’ blunders like these have gone on for. The number of people who have been unlawfully tricked out of their hardearned cash could run into the millions.
And I wouldn’t be expecting a nice juicy refund to land on your mat any time soon. In this world the Government expects you to fend for yourself, and there’s a GOOD reason that they keep making tax more complicated...
IT’S SO THEY CAN RAKE IN MORE OF IT
In 1997 Tolley’s Tax Handbook — the leading tax guide on businesses, personal income, capital and inheritance — was under 5,000 pages...
Today it runs at over 9,800!
And why? Because the UK’s tax system really is more complicated than ever!
The last budget even had a lot of the experts baffled
"Some professionals found revisions to tax on trusts bewildering," says Chris Jones of tax specialists LexisNexis. "This was a bolt out of the blue and created a great deal of uncertainty and anxiety as to what will be done next to complicate the tax system."
According to accountant Bob Rothenberg the "so-called simplification" of tax laws has ironically become a form of stealth tax in itself "because it is much more difficult for people to deal with their own tax affairs."
And it’s no wonder...
Since the Labour Government took over, they have raised your tax bill a whopping 80 times!
They are literally rubbing their hands with glee as they count their massive £519 billion in tax revenue — over double what they took just 10 years ago.
Labour’s sneaky tax system rakes in £1,000,000 per minute — and be under no illusions, a big chunk of it comes straight from your pocket!
Which is where we come in.
Did you know that the average citizen works from New Year’s Day to June 3rd solely to pay their taxes. That means for almost half of the year YOU are a civil servant. By reading our exclusive pre-budget report, we believe we can cut down the time you spend being a civil servant by more than a third.
Surely it makes sense — for yourself, your
business and your family — to use every legal means
available to protect your wealth?
This is precisely how our team at Finance Confidential has been assisting private taxpayers and small business owners for 24 years — which makes us the longest running personal tax advisory publication in the UK.
We know the best ways to both save and make you money. In some cases, a lot of money.
The FREE Revenue Busting report I’d like to send
you today tells you exactly what to do to stop
the Revenue from picking your pocket.
Inside this report we reveal dozens of tax secrets the Government would rather you didn’t know about... secrets that could help you claw back the money that’s rightly yours. Secrets like...
How to inject £21,000 into your pension pot — for free!
I’m deadly serious...
This one secret alone could add tens of thousands to your retirement fund — and it takes no more work on your part than filling out a simple form.
The free Revenue Busting Report I’d like to send you tells you exactly what you need to do to get substantial money back from your ISAs, unit trusts and pension funds.
It blows the lid on a crafty — but totally legal — loophole that could land you an annual cash rebate or enhanced pension contribution of up to £21,000.
To learn how to employ this remarkable and barely known technique now to preserve your wealth just go to the back of this report right now.
In this report you’ll also discover how to...
Destroy tax on your property investments in 5 easy steps.
Property investment has been lucrative over the last 5 years. Certainly it’s an area where the Government doesn’t want to hand out tax incentives. Or so you might think... in your free report you’ll learn about a door that has been accidentally left open — allowing you to slash tax on rental earnings AND tax on the sale of a property by up to 50%. We’ll give you an easy-to-follow 5-point plan so you can start netting thousands in valuable tax breaks immediately.
...Go to the end of this letter now and you can arrange to have our Revenue Busting Report and the F Plan System sent to you for free RIGHT NOW. But first, you might be wondering...
Is this all above board?
Let’s be very clear: every single piece of wealth-building information we pass on is legitimate.
Tax evasion isn’t just illegal, it’s unethical. After all, every member of society should contribute to health and education services, defence, road-building programmes, the emergency services and more.
But tax avoidance — the game we’re in here at Finance Confidential — is perfectly legal and ethical... especially in the current climate of relentless stealth and taxation from a high spending Government.
After all, why risk going to jail when there are dozens of easy and legitimate loopholes to be exploited right now... and new ones appearing regularly? Like this clever tax-slashing technique for the selfemployed...
...IR 35 is a nasty regulation put in place 4 years ago to stop selfemployed people avoiding high tax rates by setting up companies and getting paid through them. This was a very attractive strategy because the rate of company tax is lower and there are also significant National Insurance advantages. Alas, that lucrative door has been all but shut.
But, with the right know-how, you’ll be astounded at the extra money a few easy moves can put into your pocket. And there’s never been a more important time to put such know-how into practice...
Because you have only a small window of opportunity
before the Government gets even harsher
Right now, the Government is spending more than any other in UK history. Since 1998 the number of public sector jobs has increased three times as quickly as the number in the private sector. Public sector employment accounted for a full 1% of last year’s 3% GDP growth and now the wheels are starting to come off. UK GDP growth last year was just 1.8%, a little over the half the Government forecast.
As tax revenues continue to undershoot forecasts, how will the Government fund their insane spending spree?
By raising the tax burden any which way they can
And it’s never enough. According to the Institute for Fiscal Studies, the Government has taken 7% more in income tax and National Insurance in the last year alone and over more than 24% in Corporation Tax.
But the bad news is this is just the beginning. The Government has been spending even more than it’s raking off its higher taxes. In fact, they’ve spent £140 billion more than they’ve earned in the past four years. Plus last year’s budget deficit was over £6 billion in the red at last count. Despite a barrage of tax increases, public finances are still running on empty.
Which begs the question: does the Government have any
idea what the word "Budget" actually means?
And all this can mean only one thing: Even higher taxes still.
Higher levels of direct and indirect personal taxation... the shutting down of more valuable inheritance tax loopholes... higher taxes on business... and the loss of more and more allowances...
The Inland Revenue is pinning its hopes on the vast majority of UK taxpayers just accepting this extra burden. And to tell you the truth, most of them will. But YOU have a choice today. If you refuse to let unjust, complicated, out-of-control and plain mean-spirited taxation ruin your wealth, then the time to take positive action is now...
Read our exclusive revenue busting report and never
be taken for a ride by the Taxman again!
Whatever way you look at the history of taxation, one thing has always remained the same: hardworking people have always been heavily taxed while those in power have misused and abused the system.
Right now, with tax levels higher than ever... and with the very real threat of them increasing even further... it’s time you used every legal means available to pay as little tax as possible.
Why shouldn’t you arrange your finances in a way to suit YOU and not big Government? Maybe it will mean that you can send you children or grandchildren to private school with a few clever tax manoeuvres?
There’s no reason you can’t take advantage of legitimate tax planning measures? You’ll be amazed at the substantial difference to the size of your wealth over the next ten years — simply by claiming back what was yours to start with?
We’re prepared to send you some of our most guarded secrets to read and profit from — for free — because we’re confident that you’ll want to join our ranks as a Finance Confidential subscriber.
Just imagine receiving practical, powerful and legal tips like this every month... information you can use to protect and grow your wealth immediately. Including:
1. How To Turn Your Business Into A Tax Fortress
Ever notice how some small business owners and company directors seem to get away with the impossible? They pay themselves untaxed income... they purchase and drive expensive cars virtually tax-free... they get deductions for questionable expenses like holidays and entertainment.
"The tax savings I have received have paid the subscription back at least tenfold."
John Hiscox
"It is well written and easy to read on topics I would not normally understand. It makes me feel I have done my best with my financial affairs."
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"Astute tax advice which would cost thousands of pounds from accountants and lawyers."
Robert Murdoch
"Useful and realistic advice not normally available to a small business."
Colin Lewis
"It enables me to understand information that otherwise I would have to pay professionals for."
"Interesting and thought provoking articles."
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But how do they do it? Not by breaking the law — but by utilising secret tax knowledge that isn’t known to the wider public.
If you run a business, there is a very good chance you’re paying up to 20% more tax than you have to. Which is why, each month, we’ll supply you with clever accounting strategies you can use to save your business money and put more into your own pocket. Including:
- How to structure your business to keep taxes low.
- Company cars — what to choose and why.
- How to pick up tax free money from research spending.
- How to sell your business and pay less tax.
- How to benefit from an instant tax relief boost when you acquire intangible assets like goodwill, patents, trademarks, brand names, domain names, customer lists and ‘know how’.
- The best way to save your company tax — GIVE UP your allowances now.
- PLUS hidden tax tips on golden handshakes... how to get grants, aids and loans for your business... DOZENS of expenses you won’t have thought of claiming... how to get FREE office equipment, courtesy of the Government... the laws and loopholes surrounding PAYE and Payroll and much more...
If you’re a small business owner, you took an enormously brave leap. The rewards of doing this can be significant, but so too can the stress and strain of going it alone. Each month we’ll bring you the simple business tax advice from specialist consultants, legal advisers, small business strategists and investment experts.
After all, whether the money belongs to you or your business, the more you can do for it, the more it will grow for you.
2. Tax loopholes for the ‘ordinary person’ that can save you extraordinary amounts of money
In depth tips on keeping the Inland Revenue’s hands out of your pockets. Finance Confidential shows you dozens of little-known tips you can use today to achieve some healthy annual tax savings. Some secrets we’ve already shared with our readers include:
- How to save tax when selling a buy-to-let property, easy-to-employ techniques that help you slash your Income Tax, Capital Gains Tax, National Insurance, Corporation Tax and more...
- How to invest like a property tycoon... and get tax breaks too.
You won’t believe just how much extra wealth you can create simply by implementing a few of the simple tactics outlined above. And we bring dozens of these personal tax secrets to you each year. But that’s just the beginning...
3. Pension secrets that could triple your retirement nest egg
Achieving the greatest possible growth from your pension is now more important than ever. With an ageing population, uncertain State provision and the demise of company pension schemes the future is challenging.
That is why it’s important to take advantage of every available opportunity. But even with the new A Day regime with us, it can be easier said than done.
This is why we give you constant advice on how to optimise your tax savings, enjoy more flexible pension arrangements and use every trick in the book to increase your retirement nest egg.
Getting an instant £21,000 pension top-up and taking control of your pension is just a little taster of what we can do for you in the long run.
We’ll also reveal the secret Government waiver which allows you to turn a £60,000 pension contribution into £100,000; enabling you to NET an additional £25,000 in tax free-cash. And much, much more.
4. Keep Mr Taxman’s prying hands away from your property and assets
As I mentioned earlier, one of our primary aims at Finance Confidential is to declare all-out war on inheritance tax... what we believe to be the most unjust tax of all. We’ll also pass on dozens of clever secrets to help safeguard your property and assets from other stealthy "tax attacks". Including...
- How to set up a will.
- Ways to avoid inheritance tax by transferring your assets (every door the Government closes on gifting, we open two more).
- Ways to cut or defer the capital gains tax on your profits.
- How to invest like a tycoon in your pension and get round the A-Day limit.
- When it makes sense to incorporate your business.
With Finance Confidential you have the finest tax experts in the land at your disposal... for a fraction of the cost
Hopefully you’re starting to see why our readers stay with us, year after year. By spending a small amount of time each month using secrets like the ones found in this Revenue Busting Report... you can have a profound and lasting impact on your wealth.
Whenever you:
- Make a financial decision.
- Inherit assets.
- Buy or sell property.
- Send kids to school.
- Purchase or sell shares.
- Plan for retirement.
- Organise your inheritance.
There will always be measures you can take to reduce your tax burden.
But you simply cannot rely on your accountant to bring these secrets to your attention.
We don’t have anything against accountants. In fact Finance Confidential’s articles are compiled by some of the most talented accountants and tax consultants in the UK.
But the truth is that, due to heavy workloads, most accountants do only a very formulaic job. They will have a good go at getting you some of the regular tax savings and allowances and do a decent job of balancing the books. But that’s all you pay them for.
It is highly unlikely that your accountant will have the time or inclination to seek out truly special ways to minimise your tax and increase your personal wealth and income. And that’s where WE come in...
Creating extraordinary wealth takes extraordinary measures... and those are measures we plan to provide you with here at Finance Confidential. But I don’t expect you to simply take my word for it...
Send for your free report and F-Plan System
right now and let us prove it to you
We’ll Reveal to you:
- How to reduce your inheritance tax bill to zero.
- How to invest like a property tycoon... and keep all the profits.
- The scheme that can help defer that Capital gains bill.
- The Do’s and Don’ts of Golden Handshakes.
- The ‘Magic Form’ that lets you add up to £21,000 to your pension pot — FOR FREE.
- How to keep Revenue hands off your company’s cash
AND MUCH, MUCH MORE
All the advice is practical, relevant and action-orientated — written in plain English so each technique is digestible in minutes. In most cases you won’t have to do anything at all — just pass the information onto your accountant and ask him to carry it out for you.
And this information will be free and yours to keep — just for trying Finance Confidential. And I think you’ll find our trial subscription offer more than agreeable...
You can claim a full refund at any time during your first year.
So if you don’t think our newsletter delivers the same priceless information you’ll find in your free report — then we’ll refund your subscription IN FULL.
Take our advice for a full 12 months and if at any time you decide that our service isn’t right for you — and you wish to cancel — simply let us know and we’ll send you a 100% refund, no questions asked. And you still get to keep our exclusive pre-budget report — regardless — with our compliments.
Finance Confidential believes it is a scandal how much of your money you’re forced to pay to the Government.
If it went to significantly improving our schools, hospitals and railways then maybe we wouldn’t mind so much. But the truth is that the more taxes the Government can raise... the more they waste. Why should YOU waste thousands of pounds each year by throwing it into a bloated and incredibly inefficient state system — as good as throwing it into a fire?
For the special price of £89 in the first year (subsequent annual rate £133.50) we’ll provide you with the information to as much as halve your tax bill. A constant stream of secrets helping you to...
Eradicate inheritance tax... save a fortune for your business... tax-proof your property and investments... and supercharge your pension and savings.
Either save thousands... or your money back.
It’s that simple
Our ongoing pledge to you is to pass on to you every single legal avoidance tactic as soon as it’s uncovered. Simply fill in your details by clicking on one of the links below. As soon as we receive your request we’ll send you your free Revenue Busting Report, The F-Plan System and your first issue of Finance Confidential.
If we don’t save and make you more money than you would have thought possible during the 12-month trial period, simply let us know and we’ll send you a full refund. You have everything to gain and nothing to lose.
With so much opportunity to profit... what have you got to lose by at least taking a look?
I look forward making you wealthier in the months and years ahead.
Yours,
Richard Teather
Editor
Finance Confidential
PS: But remember, this is a discounted price — please join without delay to qualify for this reduced rate of £89.
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